Privacy Policy

1. Information We Collect

1.1 Personal Information

• Name, email address, and contact information
• Tax identification information (SSN/EIN via Form W-9)
• Payment and banking information for subscription processing
• Portfolio and investment data you choose to share

1.2 Financial Information

• Portfolio holdings, transactions, and performance data
• Subscription payment history
• Payout records and tax reporting data

1.3 Usage Information

• Platform usage analytics
• Content viewing and subscription patterns
• Device and browser information

2. How We Use Your Information

2.1 Service Provision

• Provide portfolio tracking and subscription services
• Process payments and subscriptions
• Enable content sharing between users

2.2 Tax Compliance and Legal Obligations

• Comply with IRS reporting requirements (Form 1099-NEC)
• Process backup withholding when required
• Maintain records for tax and legal compliance
• Share information with tax authorities as required by law

2.3 Business Operations

• Calculate and process creator payments
• Prevent fraud and ensure platform security
• Improve service functionality

3. Information Sharing

3.1 With Other Users

• Portfolio information you choose to make available to subscribers
• Public profile information for content creators

3.2 With Service Providers

• Payment processors (Stripe) for subscription handling
• Accounting software for financial record keeping
• Tax preparation services for 1099 processing

3.3 For Legal Compliance

• Tax authorities (IRS) for required reporting
• Law enforcement when required by law
• Legal proceedings when necessary

3.4 Business Transfers

• Information may be transferred in case of merger, acquisition, or sale

4. Tax Information Handling

4.1 W-9 Collection

• We collect Form W-9 information for tax reporting purposes
• This information is securely stored and used only for tax compliance
• Failure to provide W-9 may result in backup withholding

4.2 1099 Reporting

• We issue Form 1099-NEC for payments $600+ annually
• Tax information is shared with the IRS as required
• Records are maintained per IRS requirements

5. Data Security

We implement appropriate security measures to protect your information:

• Encryption of sensitive financial and tax data
• Secure storage of W-9 and payment information
• Regular security audits and updates
• Limited access to personal information

6. Your Rights and Choices

6.1 Account Information

• Update personal and contact information
• Modify privacy settings for portfolio sharing
• Request account deletion (subject to tax record retention)

6.2 Marketing Communications

• Opt out of promotional emails
• Control notification preferences

6.3 Data Access

• Request copies of your personal information
• Correct inaccurate information

7. Data Retention

We retain information as follows:

• Tax records: 7 years per IRS requirements
• Payment records: 7 years for business purposes
• Account information: Until account deletion requested
• Portfolio data: Until you remove or delete

8. Geographic Limitations

This service is designed for U.S. users only. International users may have limited functionality, particularly for monetization features.

9. Children's Privacy

This service is not intended for users under 18. We do not knowingly collect information from minors.

10. Changes to Privacy Policy

We may update this Privacy Policy periodically. Material changes will be communicated via email or platform notification.

11. Contact Information

For privacy-related questions or requests:

Family Apps LLC
Email: [email protected]